I. What Is Hotcoin Earn?
Earn is a one-stop service that helps users grow their digital assets through a range of yield-generating products.
II. Product Types
Hotcoin Earn offers two main product types:
Flexible Earn
- Subscribe and redeem at any time
- Variable yields based on market conditions
- High liquidity, ideal for short-term strategies
Fixed Earn
- Lock your assets for a fixed term (e.g., 7–180 days)
- Earn higher yields compared to flexible products
- Principal and interest are returned upon maturity
III. Supported Assets
A wide range of digital assets and stablecoins are available. See the product page for the latest supported assets.
IV. Subscription Requirements
- Meet the minimum subscription amount for each product
- Complete identity verification (KYC), if applicable
- Check the product page for specific requirements
V. How to Subscribe
Follow the steps below:
1. Log in to your Hotcoin account and go to the “Earn” page
2. Choose a product based on type, asset, yield, and duration
3. Enter the amount and confirm
4. After subscribing, your assets will start accruing interest automatically
Note: Review the yield, lock-up period, and product rules before subscribing.
VI. Yield Rules
- Yields typically start accruing the day after subscription
- Distribution timing and methods vary by product
- Calculation methods may vary; see the product page for details
VII. Risk Disclosure
- Returns are not guaranteed and may fluctuate with market conditions
- Flexible Earn yields may change over time
- Fixed Earn products are generally not redeemable before maturity unless otherwise specified
- Please participate based on your risk tolerance
VIII. FAQ
1. Can I redeem Flexible Earn at any time? How long does it take?
Yes. Flexible Earn can be redeemed at any time. Funds are typically credited shortly, subject to system processing.
2. Can Fixed Earn be redeemed early?
Fixed Earn products generally need to be held until maturity. Some products may support early redemption. See the product details for more information.
3. How are yields distributed?
Distribution varies by product and may be credited daily or upon maturity. See the product rules for details.
4. How are yields calculated?
Yields are calculated based on the subscribed amount, yield rate, and holding period. See the product page for details.
5. Why is my actual yield different from the expected yield?
This may be due to market fluctuations, yield adjustments, or changes in the holding period. Final settlement results shall prevail.
6. Is there a subscription cap?
Some products may have a subscription cap or limited quota. Once the limit is reached, further subscriptions will not be accepted.
7. Where can I check my holdings?
You can view your holdings in the App under “Assets” → “Earn”, or on the Web under “Assets” → “Earn Account”.
